Saturday, February 2, 2013

German A-level Preparatory Programme in German-Malaysia Institute


   German Malaysia Institute is not well known to the likes of other local uni , but it has considerable reputation as place for vocational training. There are 2 main programs which are various Diplomas & German A-level Preparatory Program . I do not know much about diploma as i am A-level student. Camne nak kenal bdk dip dengan a-level? Very easy... All Dip students wear baju kilang biru, Gapp(a-level) wear baju kilang meroh.





     Cut the rubbish, Gapp in Gmi consist of 1&half year (17months)  Cambridge A-level(not Edexcel) and 3 months Deutsche Vorpraktikum (Practical training). So total is 20 months.
Cambridge A-level consist of 2 part:
i. As level(Advance Subsidiary Level)
ii. A Level(Advance Level)

     The breakdown are like these. 1-11th m you will prepared for As level.The 12th m is for As exam. The 13-15th m you will prepared for A level. Then the 16th m is for A-lvl exam. The 17-19th m is for Vorpraktikum. Lastly, the 20th m is for you spent time with family + packing barang2 + others things.

     In Gmi you are required to take 4 subject that is Mathematics 9709 (both As&A level), Physics 9702 (As+A level), Chemistry 9701 (As+A lvl) and German language 8683 (As only).

     Okay, now what about the difficulty level? As level is somewhat similar with SPM (but harder as the syllabus are more detail and for Phy&Che you have to sit for Practical Experiment Test <just have to do  experiment + lab report>). A level is like STPM level but due to time constrain, hehehehe, you practically have to struggle macam nak mampus.

     Vorpraktikum? okay,the aim for vorp. are for you to pass ONLY. But the hard thing is you have to attend  ALL THE CLASSES. Those who enter GMi of course want to study Engineering so you have to get used to all engineering related machine and have to nurture some level of basic skills.

     Overall overview is GMi is the best place if and only if you really really want to study in German. German the best place to study Engineering but due to language barrier, it is somewhat neglected by English speaking countries. But during recent year, German have become the top country in term of number arrival of international student after UK & USA. Something to be noted is German is proud of being a welfare state, so education is free  ( highly subsidies, for comparison, if Malaysian say Uitm fee is cheap, German is 100x more cheap ). Their motto is Study first, Graduate, and we will tax you.








131 comments:

  1. Assalamualaikum, I've been offered to GMI - GAPP and I need points to convince my parents to pursue study in here. Well, firstly about finance. How much do we have to spend for it? I read in the offer letter stated that in order to get MARA loan, we have to provide slip salary (my dad's salary is RM6000+ but I got a lot of siblings, so do I still have chance to get MARA loan?), and 300 words BM essay (Did you went through these steps to get MARA loan?) What is the percentage of chances to get MARA loan? Is it the fee for GAPP is RM28,000? (Stated in letter) Do we have to pay that amount during registration day??
    Sorry for the abundance of questions here, but I hope you could help me ASAP...

    ReplyDelete
    Replies
    1. 1)How much do we have to spend for it?
      Firstly, i am Mara Sponsored Student, not private student. Mara give about Rm40k for the whole 20 months. Cost including living cost+acomodation+Fee(rm28k). So you may need around 40k.
      2)I read in the offer letter stated that in order to get MARA loan, we have to provide slip salary.
      Judging from your statement,i think that you are private student. Usually Mara do not give loan to private student for Gapp student in GMi,as Mara only give loan to Diploma student in Gmi. But i think you have to ask Gmi for more info. Call Gmi and ask them to connect you to RDC department(d 1 that handle Gapp Program)

      3)and 300 words BM essay (Did you went through these steps to get MARA loan?)
      Yes, for the interview with mara.

      4)What is the percentage of chances to get MARA loan? Is it the fee for GAPP is RM28,000?

      Yes

      5)Do we have to pay that amount during registration day?
      No.

      Delete
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  2. Nice info . I've been offered to GMI - GAPP too . Ade ijazah tak kalau kita ikut program A-Level ni ? i really want to know about that :)

    ReplyDelete
  3. what are the universities in German that most GMI students enter after GAPP? The link for partner universities in the GMI website does not work.

    ReplyDelete
    Replies
    1. Usually hochshule(university of applied science). same like politeknic in malaysia. normal universiti(university of science) rarely offer bachelor of engineering. for gmi student,they usually study in the state of bayern.
      z.B hs deggendorf,hs regensburg,hs ausburg, hs coburg, hs nurmberg,hs landshut, hs ingostadt ++++

      Delete
  4. Hello Syami Illman,

    First of all I would like to give a BIG Thank You to you for posting this entire blog! It gave me hope to pursue my dreams to study in German.

    But I'm currently a Form 4 student (will be Form 5 next year)..
    I'm curious to know what are the requirements should I know if I would want to study in GMi? How much is the estimated fee (with and without sponsorship) if I were to study in GMi?

    Thanks a lot!

    ReplyDelete
    Replies
    1. You have to apply with your spm result. If you really want to know how many a that you have to get, I really don't know. Of you are a private student, you have to check with GMI website for the latest figure. If you a scholar, it's free. But check with your sponsor. Mara? Jpa? Y Trg?

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  6. Assalamualaikum .. Hye... saya nak tnye, lps hbs A- Level GMI ni blh ambik chemical/biological engineering tak kat jerman ? sbb saya cenderung kearah tu... tq :)

    ReplyDelete
  7. Assalamualaikum. nak tanye, ape contoh universiti kat german yg akan kita pergi lps habis A-Level GMI?(kalau bleh tlg list kan).terima kasih byk2

    ReplyDelete
    Replies
    1. With a level, theoritically all...... But depend on language test. Language test will determine you qualified or not.

      Delete
  8. Ohh its mean kalau private student , takde mara loan laa ye ? Sebab sy teringin nak further in german . Hermm sy dapat GAPP . And my lehrer advice sy utk masuk cause sy ade sijil cemerlang in deutsch for 5 yers studies . Hermm kalau takde loan macam mane eh ? Its quite susah for me . About 40k rite ? Huhh

    ReplyDelete
  9. hye.. biasanya utk biasiswa MARA gapp akan sambung trs ke degree kat german? or diorg tgk result A-level dulu? and how bout' private student? adakah MARA akan taja klau diorg cemerlang dlm GAPP? tq :)

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  10. hello..i want to ask what is the difference between private student and sponsored student?can we get scholarship for mara if i want to go to gmi?i got offered to gmi but i have financial problem

    ReplyDelete
    Replies
    1. same here... I got A-level offer as private student

      Delete
  11. Hi, I received JPA scholarship To persue my study in engineering in german. Im pretty sure that they will send to GMI to undergo GAPP. But i fear that the subjects may be difficult. Can you give me and overview, tips or maybe some advices on this?

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  22. mcm mne nk tau kite ni private stud atu sponsered stud??

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  28. Hello Every One, I am mrs anais harvey From texas U.S.A, I quickly want to use this medium to shear a testimony on how God directed me to a Legit and real loan lender who have transformed my life from grass to grace, from being poor to a rich woman who can now boast of a healthy and wealthy life without stress or financial difficulties. After so many months of trying to get a loan on the internet and was scammed the sum of $5,200 i became so desperate in getting a loan from a legit loan lender online who will not add to my pains, then i decided to contact a friend of mine who recently got a loan online, we discussed about the issue and to our conclusion she told me about a man called Mr Aliton Bernard Jones who is the C.E.O of BERNARD INVESTMENTS LIMITED So i applied for a loan sum of (320,000.00USD) with low interest rate of 2%, so the loan was approved easily without stress and all the preparations where made concerning the loan transfer and in less than two(2) days the loan was deposited into my bank so i want to advice any one in need of a loan to quickly contact him via: (bernardinvestmentlimited@hotmail.com) he does not know am doing this i pray that God will bless him for the good things he has done in my life.

    ReplyDelete
  29. I want to appreciate mr owen of accessloans28@gmail.com for helping me get my loan
    I have been scammed $5,000 from different loan lenders and I was at a point of selling my properties. until I saw an advert on the Internet about how a friend got her loan from accessloansfirm
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    ReplyDelete
  30. GUARANTEE LOAN OFFER FOR THE HONEST PEOPLE OF SINGAPORE
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    ReplyDelete
  31. TESTIMONY ON HOW I GOT MY LOAN FROM A GENUINE LOAN COMPANY

    Hello everyone,

    I am Kathie Roper by name, am writing this Testimony because am really grateful for what Eco Bank did for me and my family, when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 2%. Well I have been searching for a loan to settle my debts for the past three months all I met scammed and took my money until I finally met a God sent Lender. I never thought that there are still genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time so if you are out there looking for a loan of any amount i would advise you to email the legit loan company via email: { onlineloan.finance@outlook.com } and be free of internet scams. thanks… Kathie Roper from California, USA.

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    E_mail: Onlineloan_finance@yahoo.com

    web: www.urgentonlineloan.webs.com

    ReplyDelete
  32. To properly introduce myself, I'm Mr. Micheal Benson a private lender,i Give out loans at 3% interest rate, this a financial opportunity. at your door step, get your loan quickly. There's so much people out There looking for financial opportunities or help around the corner, and Places, and still they are not able to get one, but here it is. Financing opportunities on your door step and as such you can not afford To miss this opportunity This service is made to Individuals, companies, businessmen and women, and loans.The availability of any amount of your choice for more information.
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    ReplyDelete
  33. Good day Loan Seekers Solution for your financial problems......
    We are a fully registered and certified loan firm, that offers secured and unsecured loans to individuals and companies at a very low interest rate of 2%. We offer long and short term loans.Our company has recorded a lot of breakthroughs in the provision of first class financial services to our clients, especially in the area of Loan syndication and capital provision for individuals and companies. We have brought ailing industries back to life and we back good business ideas by providing funds for their up start. We have a network of Investors that are willing to provide funds of whatever amount to individuals and organizations to start business and operations.We are a group of energetic and experienced loan professionals with thorough knowledge of financial markets.In general we offer mortgages, home loans business loans and bad credit loans commercial loans, start-up- working capital loans construction loans car loans, hotel loans Xmas loans Our interest rate is 2% per annual repaid, our loan takes a maximum of 3 working days,to get to all approved customers across the globe.You can contact us via elvinloancompany@yahoo.com

    ReplyDelete

  34. Hello Everybody,

    TESTIMONY ON HOW I GOT A LOAN TO CHANGE THE WRETCH LIFE OF MY FAMILY

    My name is Lynn Sato. I live in USA Florida and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I meant this honest and GOD fearing man loan lender online that help me with a loan of $250,000.00 U.S. Dollar, he is a GOD fearing man, working with a reputable loan company. if you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs Lynn refer you to them.

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    ReplyDelete
  35. Our personal loans provide you with dependable financial solutions that help you reach your goals. We offer customized and competitive personal loan products that
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    ReplyDelete
  36. Good day Loan Seekers Solution for your financial problems......
    We are a fully registered and certified loan firm, that offers secured and unsecured loans to individuals and companies at a very low interest rate of 2%. We offer long and short term loans.Our company has recorded a lot of breakthroughs in the provision of first class financial services to our clients, especially in the area of Loan syndication and capital provision for individuals and companies. We have brought ailing industries back to life and we back good business ideas by providing funds for their up start. We have a network of Investors that are willing to provide funds of whatever amount to individuals and organizations to start business and operations.We are a group of energetic and experienced loan professionals with thorough knowledge of financial markets.In general we offer mortgages, home loans business loans and bad credit loans commercial loans, start-up- working capital loans construction loans car loans, hotel loans Xmas loans Our interest rate is 2% per annual repaid, our loan takes a maximum of 3 working days,to get to all approved customers across the globe.You can contact us via elvinloancompany@yahoo.com

    ReplyDelete
  37. Omg...

    Org tanya pasal nak belajar....banyak pulak org yg offer loans.

    ReplyDelete
  38. I am an accounting students and i will sit for SPM this year and i’m still confuse in deciding on what course that i want to apply after this. Can I apply to GMI? But some of my friends told me that an accounting student cannot apply to gmi cos we have no physic and chemist. I want to study abroad so badly. Please help me

    ReplyDelete
  39. Hello everyone, My name is Hilda Clifton ,a citizen of USA; am 40years of age..I am married,with three kids I

    want to inform you all about the goodness of the lord,i was struck in a financial situation,and i needed to

    pay off my bills,I tried seeking for loans from various loan firms both private and corporate but never with

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    am doing this i pray God bless him Abundantly for putting a smile on my face and that of my family.

    ReplyDelete
  40. Hello everyone, My name is Hilda Clifton ,a citizen of USA; am 40years of age..I am married,with three kids I

    want to inform you all about the goodness of the lord,i was struck in a financial situation,and i needed to

    pay off my bills,I tried seeking for loans from various loan firms both private and corporate but never with

    success,and most banks declined my credit. but finally i want to Thank God Almighty for leading me to a real

    and Legit loan lender name Aliton Bernard Jones, the CEO of BernardInvestmentLimited after been scammed the

    sum of $9,850 by fake lenders,i was hopeless and didn't know who to trust while he came and put a great smile

    on my face By lendering me the sum of $450,000.00USD at my greatest surprise,So dear,if you must contact any

    firm with reference to securing a loan with low interest rate of 2% and better repayment plans and

    schedule,please contact {Bernardinvestmentlimited@hotmail.com} And also if you have been victim of Scam,you

    should worry no more because,i have brought you good news,and the only lender you can trust,just contact him

    now via (Bernardinvestmentlimited@hotmail.com)for more information on how to get your loan. he does not know

    am doing this i pray God bless him Abundantly for putting a smile on my face and that of my family.

    ReplyDelete

  41. Hello Everyone, I am Dolie Anne by name and i live in Abu Dhabi, i will like to talk about the goodness of God in my life after so many months of trying to get a loan on the internet and was been scammed so i became desperate in getting a loan from a legit lender online. But as God would have it, i saw a comment from a friend called Anais Harvy, and she talked about this legit loan company where she got her loan fast and easy without any stress so she introduced me to a man called Mr Bernard Jones who controls a firm called Bernard Investment Limited, So i applied for a loan sum of ($200,000.00USD) to start up a new business of my own with low interest rate of 2%, so the loan was approved and deposited into my bank account in less than 48hrs, that was how i was able to get my loan to keep my broken business running and also to pay off my bills so i am advising everyone of you who is interested in getting a loan fast and easy to kindly contact them via email: {bernardinvestmentlimited@hotmail.com } to get any kind of loan you need today, thanks as you read the greatest testimony of my life contact them today and be free from internet scam.

    ReplyDelete

  42. Hello Everyone, I am Dolie Anne by name and i live in Abu Dhabi, i will like to talk about the goodness of God in my life after so many months of trying to get a loan on the internet and was been scammed so i became desperate in getting a loan from a legit lender online. But as God would have it, i saw a comment from a friend called Anais Harvy, and she talked about this legit loan company where she got her loan fast and easy without any stress so she introduced me to a man called Mr Bernard Jones who controls a firm called Bernard Investment Limited, So i applied for a loan sum of ($200,000.00USD) to start up a new business of my own with low interest rate of 2%, so the loan was approved and deposited into my bank account in less than 48hrs, that was how i was able to get my loan to keep my broken business running and also to pay off my bills so i am advising everyone of you who is interested in getting a loan fast and easy to kindly contact them via email: {bernardinvestmentlimited@hotmail.com } to get any kind of loan you need today, thanks as you read the greatest testimony of my life contact them today and be free from internet scam.

    ReplyDelete

  43. Hello Everyone, I am Dolie Anne by name and i live in Abu Dhabi, i will like to talk about the goodness of God in my life after so many months of trying to get a loan on the internet and was been scammed so i became desperate in getting a loan from a legit lender online. But as God would have it, i saw a comment from a friend called Anais Harvy, and she talked about this legit loan company where she got her loan fast and easy without any stress so she introduced me to a man called Mr Bernard Jones who controls a firm called Bernard Investment Limited, So i applied for a loan sum of ($200,000.00USD) to start up a new business of my own with low interest rate of 2%, so the loan was approved and deposited into my bank account in less than 48hrs, that was how i was able to get my loan to keep my broken business running and also to pay off my bills so i am advising everyone of you who is interested in getting a loan fast and easy to kindly contact them via email: {bernardinvestmentlimited@hotmail.com } to get any kind of loan you need today, thanks as you read the greatest testimony of my life contact them today and be free from internet scam.

    ReplyDelete
  44. Hello everyone, My name is Susan Anderson, I am from Carolina, United State, am here to testify of how i got my loan from Mr Bernard David { bernarddavidinvestmentlimited@hotmail.com} after i applied Two times from various loan lenders who claimed to be lenders right here this forum,i thought their lending where real and i applied but they never gave me loan until a friend of mine introduce me to Mr Bernard David the C.E.O of Bernard David investment who promised to help me with a loan of my desire and he really did as he promised without any form of delay, I never thought there are still reliable loan lenders until i met Mr Bernard David, who really helped me with my loan and changed my life for the better. I don't know if you are in need of an urgent loan also, So feel free to contact Mr Bernard David on his email address: { bernarddavidinvestmentlimited@hotmail.com} for help.

    ReplyDelete
  45. if you need a loan or financial assistance of any kind, contact me now with my email address :luckycreditfinance@gmail.com
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    ReplyDelete

  46. HOW I GOT MY LOAN FROM THIS GREAT COMPANY

    Hello my dear people , I am Anita Frank, currently living in New jersey city, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in April 2015 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. Wilson Edwards the most interesting part of it is that my loan was transfer to me within 74hours so I will advice you to contact Mr. Edwards if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (wilsonedwardsloancompany@gmail.com) No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. Wilson Edwards today for your loan
    They offer all kind of categories of loan they
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    ReplyDelete

  47. Hello Everyone, I am Rita Britney a single mom from Gorgia USA,i will like to share this great testimony on how i got my loan from Gordy's Loans when we were driven out of our home when i couldn't pay my bills anymore, After been scammed by various companies online and denied a loan by my bank and other some other credit union i visited. my children were taken by the foster care, i was all alone in the street. Until a day i shamefully walked into an old school mate who introduced me to this God fearing loan company ( Ani Bentley Loan Company ). At first i told her that i am not ready to take any risk of requesting a loan online anymore, but she assured me that i will received my loan from them. On a second thought i took due to my homelessness i took a trial and applied for the loan,i filled the loan application form and proceeded with all that was requested of me luckily for me i given a loan of $120,000.00 which i applied for from this loan company(aniblentleyloancompany@yahoo.com) and i am happy i took the risk and applied for the loan. my kids have been given back to me and now i own a home and a business of my own. All gratitude goes to Mrs Ani Bentley a God sent Loan Lender for giving a meaning to my life when i had lost all hope so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact This great company now for your loan via email: aniblentleyloancompany@yahoo.com she is kind hearten.

    I remain Rita Britney

    ReplyDelete
  48. Kami menawarkan jenis-jenis pinjaman:
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    ReplyDelete
  49. Are you a business man or woman? Are you in a financial mess or do You need funds to start your own business? Need to pay loans Their Debt or pay off your bills or start a nice business? Do you have a low credit score and you will find it hard to get Capital loan from local banks / other financial institutions? You need one Loan or funding for any reason such as:Email:detlevjonasfunds@outlook.com

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    ReplyDelete
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    ReplyDelete

  51. TESTIMONY ON HOW I GOT MY LOAN TO PAY MY BILLS

    My name is Elsa Holloway. I live in USA California and i am a very happy woman today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them.They gave happiness and my family, i was in need of a loan of $250,000.00 to start my life all over as a widow with 2 kids I meant this honest and GOD fearing loan lending company online that helped me with a loan of $250,000.00 U.S. Dollar, They are indeed GOD fearing People, A reputable loan company.

    I am very happy i got loan from Spain today.
    If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs, Elsa Holloway you to them.
    contact via E_mail: rodneyloan.investmentplc@yahoo.com

    ReplyDelete


  52. Greetings to you all.
    Mr name is Paul Heinz,a registered and privatized lender,I render loan at 3% interest with a repayment length of 1 to 10 years maximum.
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    All these are question from me and I have the answer to it.If you among these categories of people that have been seeking solution to these questions,here is your chance to get what you need.
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    Thanks.

    ReplyDelete
  53. HOW I GOT MY LOAN FROM THIS GREAT COMPANY

    Hello my dear people , I am Anita Frank, currently living in New jersey city, USA. I am a widow at the moment with three kids and i was stuck in a financial situation and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. Wilson Edwards the most interesting part of it is that my loan was transfer to me within 74hours so I will advice you to contact Mr. Edwards if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (wilsonedwardsloancompany@gmail.com) No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. Wilson Edwards today for your loan
    They offer all kind of categories of loan they
    Short term loan (5_10years)
    Long term loan (20_40)
    Media term loan(10_20)
    They offer loan like
    Home loan............., Business loan........ Debt loan .......
    Student loan..........,Business start up loan
    Business loan....... , Company loan.............. etc
    Email..........(wilsonedwardsloancompany@gmail.com )
    When it comes to financial crisis and loan then Wilson Edwards loan financial is the place to go please just tell him I Mrs. Anita Frank direct you Good Luck.......................

    ReplyDelete
  54. HOW I GOT MY LOAN FROM THIS GREAT COMPANY

    Hello my dear people, I am Anita Frank, currently living in New Jersey City, USA. I am a widow at the moment with three kids and i was stuck in a financial situation and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not fall prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. Wilson Edwards the most interesting part of it is that my loan was transfer to me within 74hours so I will advise you to contact Mr. Edwards if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (wilsonedwardsloancompany@gmail.com) No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. Wilson Edwards today for your loan
    They offer all kind of categories of loan they
    Short term loan (5_10years)
    Long term loan (20_40)
    Media term loan (10_20)
    They offer loan like
    Home loan............., Business loan........ Debt loan.......
    Student loan.........., Business start up loan
    Business loan......., Company loan.............. etc
    Email.......... (wilsonedwardsloancompany@gmail.com )
    When it comes to financial crisis and loan then Wilson Edwards loan financial is the place to go please just tell him I Mrs. Anita Frank direct you Good Luck.......................

    ReplyDelete
  55. Hello my Dear,
    thanks for lovely respond,how are you doing and hope you in good health, Nice meeting you.My full names are Joshua Coffey Keith and i must say that you have a lovely smile. I will like to know more about you, I am an Oil Merchant, i am widowed with a daughter. I am 50 years of age and I am interested in serious relationship/Dating; I would like us to know each other better. Should you be interested, i like to swim, taking a walk by the beach, hiking, camping, traveling, reading, most times i do volunteering. i will love to know you.

    ReplyDelete
  56. Hello my Dear,
    thanks for lovely respond,how are you doing and hope you in good health, Nice meeting you.My full names are Joshua Coffey Keith and i must say that you have a lovely smile. I will like to know more about you, I am an Oil Merchant, i am widowed with a daughter. I am 50 years of age and I am interested in serious relationship/Dating; I would like us to know each other better. Should you be interested, i like to swim, taking a walk by the beach, hiking, camping, traveling, reading, most times i do volunteering. i will love to know you.

    ReplyDelete
  57. Hello my Dear,
    thanks for lovely respond,how are you doing and hope you in good health, Nice meeting you.My full names are Joshua Coffey Keith and i must say that you have a lovely smile. I will like to know more about you, I am an Oil Merchant, i am widowed with a daughter. I am 50 years of age and I am interested in serious relationship/Dating; I would like us to know each other better. Should you be interested, i like to swim, taking a walk by the beach, hiking, camping, traveling, reading, most times i do volunteering. i will love to know you.

    ReplyDelete
  58. Good day,
    in response to your mail,i want you to understand that in every thing you do you should always pray and have the believe in God that you will do exploit in what ever you do.

    i want to make it clear to you that as a God fearing woman i am ready to offer you your required loan amount,with low interest rate of 2%,which will give you time to invest and start monthly loan repayment after three months.
    before the loan will be transferred to your nominated bank account,there is a policy that we usually follow before giving out loans to any of our costumer,which is to insure and secure the loan in case of any eventuality,and after the documentation ,i am going to forward you the contract document which will be signed by the lawyer,the lender and the beneficiary,and this process will cost you the sum of $250 if probably you are unable to pay for back the loan amount at the required time then the Government will be in charge to pay for the loan amount.As a woman of God i want you to take it as a challenge and get this loan use it to establish wisely i believe me you will never regret.
    i awaits your response for you to fill the application form so we can proceed with the processing of your loan Asap.
    Regards,Jennifer Work-Man

    ReplyDelete
  59. GOOD DAY

    Sir/Madam. I am Mrs, Debora Smith a Reputable, Legitimate & an accredited money Lender. I loan money out to individuals in need of financial assistance. Do you have a bad credit or are you in need of money to pay bills? i want to use this medium to inform you that i render reliable beneficiary assistance as I’ll be glad to offer you a loan at 2% interest rate to reliable individuals. We offer loans from $ 5,000.00 USD minimum. up to $ 1,000, 000.00 USD Maximum

    Services Rendered include:

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  60. Do you need Financial Assistance? We can help you
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  62. Assalammualaikum,kalau MARA sponsored students,dapat GAPP,then habis Preparation ni and dah ready untuk fly kan:

    1)negara mana yang kita boleh pergi?

    2)kos engineering apa yang disediakan dekat negara yang kita boleh pergi?

    ReplyDelete
    Replies
    1. Maksud GAPP adalah German A-Level Preparatory Programme jadi bermakna bila habis belajar dah tentu akan belajar di Jerman melainkan kalau kapalterbang tersilap landing kat Ukraine lah

      Delete
  63. Salam. During A level, the 3 subjects (Math, Phyisc & Chec) in English or German.

    ReplyDelete
  64. Assalam, hi :) Alhamdulillah saya dapat mara, susah sngt ke study ? takut stress je sobsob

    ReplyDelete
    Replies
    1. Susah atau senang bergantung pada kemampuan individu.

      Delete
  65. I am Thomas Spencer, a Private Money Lender do you need a loan to start up business or to pay your bills and a corporate financial for real estate and any kinds of business financing. I also offer Loans to individuals,Firms and corporate bodies at 2% interest rate. I give out loan to serious minded people that are interested of loan if interested contact this email: thomasloanservice1@gmail.com

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  66. Do you need personal loan? Does your firm,company or industry need financial assistance? Do you need finance to start your business? Do you need finance to expand your business? We give out loan to interested individuals who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us at Email:fastestloaninvestment@gmail.com
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  67. We are a Finance Industry Company professionals with over 15 Years Experience and a focus on providing Bank Guarantee and Standby Letter of Credit from some of the World Top 25 Prime Banks primarily from Barclays, Deutsche Bank, HSBC,Credit Suisse e.t.c.

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  68. Are you having one or two difficulties from other financial instrument lender? I want you to take a chance with us you will never regret your partnership with our firm.We have direct and efficient providers.

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  70. DO YOU NEED A LOAN FUNDS WITHOUT NO HIDDEN UPFRONT PAYMENT OR FEES ? YOUR CHANCE COMES NOW .

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  71. DO YOU NEED A LOAN FUNDS WITHOUT NO HIDDEN UPFRONT PAYMENT OR FEES ? YOUR CHANCE COMES NOW .

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    ReplyDelete
  72. Hello Everyone,

    Welcome to the future! Financing made easy with Paul Davis Loan Firm Inc.

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  74. Dear Customers,

    Business-Capital-Experts
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  75. We are a Government Approved/Registered Financial Company. Are you in any financial crisis? Do you need a LOAN to refinance your home, or expand your business? Do you need LOAN to settle urgent debts and stay with one lender? Do you need LOAN to pay off your bills etc? ranging from of $10,000 to $150,000,000.00 ($)USD, (£)GBP, (€)Euro, or Singapore Dollars($) Get your no obligation FREE quote now! Repayments up to 54 Months. No Collateral, Money paid into your account within 24 hours after approval. If you are interested in obtaining a LOAN, do not hesitate to send your request to us via e-mail: williamspeter199@gmail.com or wassup me at +233264866768

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  76. We are a Government Approved/Registered Financial Company. Are you in any financial crisis? Do you need a LOAN to refinance your home, or expand your business? Do you need LOAN to settle urgent debts and stay with one lender? Do you need LOAN to pay off your bills etc? ranging from of $10,000 to $150,000,000.00 ($)USD, (£)GBP, (€)Euro, or Singapore Dollars($) Get your no obligation FREE quote now! Repayments up to 54 Months. No Collateral, Money paid into your account within 2 hours after approval. If you are interested in obtaining a LOAN, do not hesitate to send your request to us via email: williamspeter199@gmail.com or wassup me at +233260941872 or TEXT TO PH: +1(409) 359-2407

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  77. We are a Government Approved/Registered Financial Company. Are you in any financial crisis? Do you need a LOAN to refinance your home, or expand your business? Do you need LOAN to settle urgent debts and stay with one lender? Do you need LOAN to pay off your bills etc? ranging from of $10,000 to $150,000,000.00 ($)USD, (£)GBP, (€)Euro, or Singapore Dollars($) Get your no obligation FREE quote now! Repayments up to 54 Months. No Collateral, Money paid into your account within 2 hours after approval. If you are interested in obtaining a LOAN, do not hesitate to send your request to us via email: williamspeter199@gmail.com or wassup me at +233260941872 or TEXT TO PH: +1(409) 359-2407

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  78. We Offer Loans world wide from $10,000.00 to $100,000,000.00 with 3% interest rate.Anybody interested should email back with amount needed . If you are interested in obtaining a LOAN, do not hesitate to send your request to us via e-mail: Peter.Donald@consultant.com or CALL me at +233260941872 or PH: +1(409) 359-2407

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  79. We offer fresh cut bank instrument for lease, such as BG, SBLC, MTN, Bank Bonds, Bank Draft, T strips and others. Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options. This offer is opened to both individuals and corporate bodies.

    DESCRIPTION OF INSTRUMENTS

    1. Instrument: Funds backed Bank Guarantee(BG) ICC-600
    2. Currency : USD/EURO
    3. Age of Issue: Fresh Cut
    4. Term: One year and One day
    5. Contract Amount: United State Dollars/Euros (Buyers Face Value)
    6. Price : Buy:32%+1, Lease: 4%+2
    7. Subsequent tranches: To be mutually agreed between both parties
    8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c
    9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760
    10. Payment Term: MT799 & Settlement via MT103
    11. Hard Copy: By Bank Bonded Courier


    Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request

    Name: Ardan Clooney

    Email:brandfinance33@gmail.com

    ReplyDelete
  80. I am private loan lender/officer based in GH. I am looking to connect with individual and companies in need of loan assistance World wide. I give out easy, fast and non collateral loans. Write back to now via email to apply,if you are in need or have not yet been credited with one, i can help. NOTE: Blacklisted can apply too. do not hesitate to send your request to us via e-mail:(Williamspeter199@gmail.com) or WARSUPP me at +233264866768 or PH: +1(503) 773-9864

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  81. My name is Mr Jorge Vernon. I am a private lender who give out loan to private and corporate individuals. Have you been turned down by so many banks? Do you need finance for the expansion of you business? Or do you need a personal loan? My interest rate 2% is very affordable and our loan process is very fast as well. I am very willing to make all your financial troubles a thing of the past. If you are really ready to get your financial problems solved,Then search no further and apply for a loan today. If you are interested you can contact us today via email: jorgevernonloanfirm@outlook.com

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    ReplyDelete
  82. Hi,

    When are usually your semester breaks, which month?
    Thank you.

    ReplyDelete
  83. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly
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    Contact: Name: WARREN GARY

    Email: inquiry.barkerfinancial@gmail.com

    ReplyDelete
  84. Dear Sir/Madam,

    We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage

    in PPP Trading, Discounting, signature project (s) such as Aviation, Agriculture, Petroleum, Telecommunication,

    construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get

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    Guarantee will be paid after the delivery of MT760.

    DESCRIPTION OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A)
    2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD).
    3. Issuing Bank: HSBC Bank London, Barclays, Credit Suisse and Deutsche Bank Frankfurt.
    4. Age: One Year, One Month
    5. Purchasing Price: 32% of Face Value plus 2% commission fees to brokers.
    6. Leasing Price: 4% of Face Value plus 2% commission fees to brokers.
    7. Delivery: Bank to Bank swift.
    8. Payment: MT-103 or MT760
    9. Hard Copy: Bonded Courier within 7 banking days.

    We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me

    direct.

    Email: mrjohnpaulnowacki@gmail.com

    Skype: MrJohnPaulNowacki

    Regards,

    Mr John Paul Nowacki

    ReplyDelete
  85. We can help facilitate the financial service bank instrument SBLC /BG, We remain the best financial consulting company with years of experience in the international and local finance market.

    We have become the hallmark of excellent service in this industry with trusted and genuine FCA registered SBLC Providers who have truly succeeded in creating significant value for all clients and brokers involved in leasing or purchasing sblc .

    We issue from Top rated world Banks and also work with brokers and agents with 100% healthy commissions paid on every deal.

    Leasing SBLC : 4% +2%

    Purchasing SBLC : 32% +2%

    DESCRIPTION OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG/SBLC)

    2. Total Face Value : Please inform us

    3. Issuing Bank: HSBC, Barclays London or Deutsche Bank Frankfurt or any Top 25 WEB

    4. Age: One Year, One Day

    5. Leasing / Selling SBLC / BG

    6. Delivery: SWIFT MT799/MT760.

    7. Payment: MT-103.

    8. Hard Copy: Bonded Courier within 7 banking days.

    All relevant business information will be provided upon request and we are ready to forward to you the DOA/CONTRACT of work once you inform us if you will be Leasing or Purchasing.

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    NAME;Fred Stones
    E MAIL;premiumfinanceserviceltd@gmail.com .skype:fredforrealasurance403

    ReplyDelete
  86. DO YOU NEED FINANCIAL HELP? 5000$ to 100,000,000.00$
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  87. Hi, I'd like to know about your opinion on the lecturers for A levels there ? Are they constant? Please do reply :)

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  88. DO YOU NEED AN URGENT LOAN?
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  89. Do you need Finance?
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  90. Do you need Finance?
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  91. Good Day Sir/Madam: Do you need an urgent loan to finance your business or in any purpose? We are certified and legitimate and international licensed loan lender we offer loans to Business firms. Individuals, companies firms, corporate bodies at an affordable interest rate of 3%. It might be a short or long term loan or even if you have poor credit. We shall process your loan as soon as we receive your application. We are an independent financial institution. We have built up an excellent reputation over the years in providing various types of loans to thousands of our customers. We offer Educational loan, Business loan, home loan, Agricultural loan, Personal loan, Auto loan with either a good or bad credit history. If you are interested in our above loan offer you are advice to fill the below information and return to us for more details. You can contact us with this email (globalonlinefinance@gmail.com) we shall respond to you as soon as we receive your loan application details below.

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  97. We are specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.

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  98. Dear Sir,

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  100. Do you need Finance?
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  101. DEAR SIR/MA,

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  102. Are you a business man or woman? Do you need funds to start up your own business? Do you need loan to settle your debt or pay off your bills or start a nice business? Do you need funds to finance your project? We Offers guaranteed loan services of any amount and to any part of the world for (Individuals, Companies, Realtor and Corporate Bodies) at our superb interest rate of 3%. For application and more information send replies to the following E-mail address: standardonlineinvestment@gmail.com
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  103. Greetings to you all.

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  105. Greetings to you all.

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  107. Hello Everyone,

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  108. Hello Everybody,
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  111. We are a fully registered and certified loan firm, that offers secured and unsecured loans to individuals and companies at a very low interest rate of 2%. We offer long and short term loans.Our company has recorded a lot of breakthroughs in the provision of first class financial services to our clients, especially in the area of Loan syndication and capital provision for individuals and companies. We have brought ailing industries back to life and we back good business ideas by providing funds for their up start. We have a network of Investors that are willing to provide funds of whatever amount to individuals and organizations to start business and operations.We are a group of energetic and experienced loan professionals with thorough knowledge of financial markets.In general we offer mortgages, home loans business loans and bad credit loans commercial loans, start-up- working capital loans construction loans car loans, hotel loans Xmas loans Our interest rate is 2% per annual repaid, our loan takes a maximum of 3 working days to get to all approved customers across the globe.You can contact us via
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  112. Do you need a quick long or short term loan with a relatively low interest rate as low as 3%? We offer business loan, personal loan, home loan, auto loan, student loan, debt consolidation loan e.t.c. no matter your credit score. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and transferred to the borrower within the shortest time possible. We encourage you to contact us and learn more about the loans service we offered. If you have any questions or want more information about our company, please do not hesitate to contac ronniefinancehome247@gmail.com

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  113. Are you having any difficulties or looking for a reliable financial instrument lender? seek no further,we are certified Financial Instrument providers in United Kingdom.

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